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Reason of real investment could be anything… it may be the part of portfolio allocation or may be for retirement planning but before investing in real estate there are certain points need to be remembered.

Don’t get emotional on financial related matter. Make proper plan and decide how much you can invest easily on decided property.

It would be dangerous if you believe everything about the property. Inspect the place personally and check every related document.

Before opting the loan option ,check is there any pre approved offer or check the maximum amount you can avail.

If you are not sure about the whole process, don’t hesitate the help of someone who has proper knowledge of this field

Before Finalising the Investment-

Check again planned property is fulfilling you your purpose or not.

If multiple persons are involved then they all should agree that this is the best option.

Re focus on your finances and ensure that you are able to pay the EMI

Have you considered extra cost involved in that property like agent commission, legal cost etc.

If you are planning to give this property on rent …check the rent of similar properties in that area.


Investing in home on loan may provide you long term tax benefit.

Easily Loan available

The value can not be totally disappear as it happens in case of investment in stocks.

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